Pilot Car Insurance
The Pilot Car Insurance Program was born in Winchester, TN. Our team saw a growing need for comprehensive pilot car insurance yet the marketplace was limited to few coverage choices and no competitive pricing. The Trusted Choice independent agents at V. R. Williams & Company saw this as an opportunity to bring unmatched service, competitive pricing, and a solid insurance product to the pilot car industry. Our Pilot Car clients are best in class, and we provide them best in class insurance products and service after the sale. Welcome to the Pilot Car Insurance Program!
Whether an accident is your fault or not, without the right protection you could pay tens of thousands out-of-pocket to defend yourself in a lawsuit brought against you by others. Program benefits include a combination of coverages specific to the pilot car industry, competitive pricing, expertise, and prompt, friendly service. Simply put, our goal is to provide the pilot car industry with an excellent insurance product at a fair price. Be prepared by having the proper insurance protection!
Commercial Automobile
Because personal auto insurance policies exclude business operations, commercial insurance is essential. We offer limits up to $1,000,000 in bodily injury and property damage coverage, along with medical payments, personal injury protection (in those states where required), and uninsured motorists coverages to protect you, your passengers, and members of the public in case of an over-the-road accident. Comprehensive and collision coverages are also offered to protect your vehicle. We can provide commercial automobile coverage on a monoline basis.
General Liability
General Liability coverage will protect you against injuries to members of the public at your premises and damages that you may cause to the property of others that does not involve an automobile. We offer limits up to $1,000,000 per each occurrence for losses occurring during the policy term. We can provide general liability coverage on a monoline basis.
Professional Liability
Professional Liability coverage provides you with protection for those activities normally excluded under a general liability policy because they are considered to be a professional exposure. We offer limits up to $1,000,000 in coverage for flagging, height pole, route surveys, and shunting services, subject to certain qualifications.
Equipment Breakdown
Equipment Breakdown coverage will cover your miscellaneous equipment used in your operation such as small tools, magnetic vehicle signage, flags, cones, etc. We offer $1,000, $2,500, and $5,000 limits of coverage depending on your needs. Higher limits are available upon request.
The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central Agent.
THERE ARE NO RADIUS OR MILEAGE RESTRICTIONS WITH THIS PROGRAM
The purpose of this website is to provide information about V. R. Williams & Company and its affiliated companies. Insurance coverage cannot be bound or changed as a result of submitting a request for information or quotation of insurance via submission of this online website. Completion and/or submission of applications, additional information, or quotations does not constitute the purchase of insurance, nor does it represent any agreement to provide coverage under any insurance policy. Only coverage that has been confirmed by V. R. Williams & Company will be considered bound. Coverage is subject to an acceptable signed application and receipt of proper payment, while meeting underwriting guidelines of the Insurance Company providing the coverage. Any proposals of insurance that may be presented to you through this website will be based upon the values developed and exposures to losses disclosed to us on this online form/application. Information submitted via our website will be held confidential and will be used for insurance purposes only.
